Expert Loan Finance (“Expert Loan Finance“) operates cwmuseum.org and may operate other websites. It is Expert Loan Finance’s policy to respect your privacy regarding any information we may collect while operating our websites.
Like most website operators, Expert Loan Finance collects non-personally-identifying information of the sort that web browsers and servers typically make available, such as the browser type, language preference, referring site, and the date and time of each visitor request. Expert Loan Finance’s purpose in collecting non-personally identifying information is to better understand how Expert Loan Finance’s visitors use its website. From time to time, Expert Loan Finance may release non-personally-identifying information in the aggregate, e.g., by publishing a report on trends in the usage of its website.
Expert Loan Finance also collects potentially personally-identifying information like Internet Protocol (IP) addresses for logged in users and for users leaving comments on cwmuseum.org blogs/sites. Expert Loan Finance only discloses logged in user and commenter IP addresses under the same circumstances that it uses and discloses personally-identifying information as described below, except that commenter IP addresses and email addresses are visible and disclosed to the administrators of the blog/site where the comment was left.
Gathering of Personally-Identifying Information
Certain visitors to Expert Loan Finance’s websites choose to interact with Expert Loan Finance in ways that require Expert Loan Finance to gather personally-identifying information. The amount and type of information that Expert Loan Finance gathers depends on the nature of the interaction. For example, we ask visitors who sign up at cwmuseum.org to provide a username and email address. Those who engage in transactions with Expert Loan Finance are asked to provide additional information, including as necessary the personal and financial information required to process those transactions. In each case, Expert Loan Finance collects such information only insofar as is necessary or appropriate to fulfill the purpose of the visitor’s interaction with Expert Loan Finance. Expert Loan Finance does not disclose personally-identifying information other than as described below. And visitors can always refuse to supply personally-identifying information, with the caveat that it may prevent them from engaging in certain website-related activities.
Expert Loan Finance may collect statistics about the behavior of visitors to its websites. Expert Loan Finance may display this information publicly or provide it to others. However, Expert Loan Finance does not disclose personally-identifying information other than as described below.
Protection of Certain Personally-Identifying Information
Expert Loan Finance discloses potentially personally-identifying and personally-identifying information only to those of its employees, contractors and affiliated organizations that (i) need to know that information in order to process it on Expert Loan Finance’s behalf or to provide services available at Expert Loan Finance’s websites, and (ii) that have agreed not to disclose it to others. Some of those employees, contractors and affiliated organizations may be located outside of your home country; by using Expert Loan Finance’s websites, you consent to the transfer of such information to them. Expert Loan Finance will not rent or sell potentially personally-identifying and personally-identifying information to anyone. Other than to its employees, contractors and affiliated organizations, as described above, Expert Loan Finance discloses potentially personally-identifying and personally-identifying information only in response to a subpoena, court order or other governmental request, or when Expert Loan Finance believes in good faith that disclosure is reasonably necessary to protect the property or rights of Expert Loan Finance, third parties or the public at large. If you are a registered user of an Expert Loan Finance website and have supplied your email address, Expert Loan Finance may occasionally send you an email to tell you about new features, solicit your feedback, or just keep you up to date with what’s going on with Expert Loan Finance and our products. If you send us a request (for example via email or via one of our feedback mechanisms), we reserve the right to publish it in order to help us clarify or respond to your request or to help us support other users. Expert Loan Finance takes all measures reasonably necessary to protect against the unauthorized access, use, alteration or destruction of potentially personally-identifying and personally-identifying information.
If Expert Loan Finance, or substantially all of its assets, were acquired, or in the unlikely event that Expert Loan Finance goes out of business or enters bankruptcy, user information would be one of the assets that is transferred or acquired by a third party. You acknowledge that such transfers may occur, and that any acquirer of Expert Loan Finance may continue to use your personal information as set forth in this policy.